Rebuild Wealth One Dollar at a Time

Through violent crime victimization and my journey through the criminal justice system (12 years), I lost over $1.3 million. I also had to avoid using any credit or bank accounts, as my offender targeted me through such paper trails. As I emerged from trial with a “guilty” verdict, I immediately felt overwhelmed by my journey back to financial wellness, particularly with a credit rating of “0” and no holdings at the age of 50. I started focusing on “one day at a time” and “one dollar at a time.”

In the process, rebuilding has become a fun challenge and an immense source of pride. I may still have fears about having enough money for retirement, but I am progressing toward better peace of mind. I have achieved a healthier state by accepting every opportunity to have a conversation with experts in the financial realm. By being unashamed and honest with them, we are able to target the best products, solutions, and opportunities.

I often wonder if I would be as happy and present as I am today in my financial planning if I had not lost it all. I feel more responsible, determined, mature, and focused than ever before.

C. Kimberly Toms
Chief Executive Officer, Not Just One